Brazil is a country full of qualified professionals. However, we know that there are not always opportunities that allow each of these professionals to develop. In addition, employees are not always valued and protected against possible problems that may arise. That is why it is interesting for you to know how to withdraw FGTS.
The Government has developed a series of rights so that Brazilians can be protected in cases of unemployment. In addition, they have also developed social programs that are of great importance for individuals to develop, such as the program Bolsa Família (click here to find out how to apply).
The FGTS is one of those rights that were developed by the Government itself for the benefit of the population. Therefore, we will explain some important information so that you know exactly how to consult and withdraw FGTS. It is always important to highlight that this money is already yours, you will just be rescuing.
What is FGTS?
Before you learn how to withdraw FGTS and check the available amount, it is important that you know some theoretical information about the law. This way, you will be able to be completely aware of your actions when deciding whether to withdraw FGTS or not.
The right we are debating in this matter extends in its entirety as Severance Pay Guarantee Fund, which is an important right guaranteed to workers with formal employment contracts in Brazil. Therefore, knowing how to withdraw FGTS is not enough, it is important that you understand the larger context.
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The law works in a way in which all Brazilian workers with a formal employment contract have an account linked to their name. This account is opened at the time the employer makes the first deposit related to the FGTS. Deposits must be made monthly in an account in the Federal Savings Bank. The amount deposited monthly corresponds to 8% of the employee's salary.
Special use
If you already have a relatively long work history, then you may have heard that it is possible to withdraw FGTS at certain special times. Therefore, it is important that you understand what these times are so that you can withdraw FGTS if you need the amount urgently.
If you are thinking about buy a new house, then know that the FGTS can also be withdrawn with the aim of acquiring new or used properties. It can also be used to build properties or pay debts related to housing finance contracts.
THE retirement is another special situation in which Brazilians can withdraw FGTS. Finally, financial difficulties They also represent moments in which it is possible to withdraw the FGTS amount, such as in cases of unfair dismissal or illnesses that prevent Brazilians from working.
Do you have the right?
We have already written about different benefits on our platform, including the Basic Food Basket Assistance (click here to apply), therefore, we know that one of the main doubts our readers have is precisely whether they can receive the right. I believe that you may also have this same doubt.
It is important to highlight that the FGTS was a right planned for workers whose activities are governed by the model CLT. If you have an employment contract classified as CLT, then you are entitled to receive FGTS, the operation of which is explained above.
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An interesting fact is that rural workers, seasonal workers (employees who only work during harvest season), casual and temporary workers can also receive the FGTS amount. Another interesting fact is that professional athletes also receive it. In other words, athletes who play sports such as soccer, volleyball, basketball or any other sport that is practiced professionally.
Learn how to withdraw FGTS
Our platform has a history of teaching about social benefits and how to access them, such as in our material where we teach about the Gasoline Aid and how to access the benefit. In this way, we will teach you how you can withdraw FGTS in a simple way.
There was a time when it was necessary to visit public buildings to carry out this process, such as branches of Caixa Econômica Federal. However, with the advancement of technology, it is no longer necessary to leave home to be able to carry out actions like this, since you can withdraw the amount directly from your cell phone.
Before you know exactly how you can withdraw the amount, I ask that you carefully read the text we wrote above explaining when you can withdraw FGTS. The text that explains these situations is within the topic “Special use”.
Use the app
If you don't feel confident using digital tools (such as internet portals or apps), you can withdraw your FGTS funds directly at a Caixa Econômica Federal branch. However, there is an app called FGTS (the same name as the right) that allows you to download it.
Initially, your first action will be to download the application. If you use an iPhone, you will need to click here to download from the App Store. But if you use Android (which is the case with devices from Samsung, Motorola, Asus and others), you will have to click here to download from the Google Play Store. The links indicated are safe.
Once you have access to the app, you will now be able to make the withdrawal request directly from the app. You can access some functions in the app, such as check the available value, request the withdrawal and even monitor the request process. You can also authorize other banks to consult information about your FGTS.
How long does it take to receive the money?
I would be lying if I told you that this is a quick procedure. The FGTS, as well as other rights guaranteed to Brazilians, was designed in a way that allows Brazilians to have access safely. Therefore, there are some bureaucracies that were designed especially to protect workers.
In the previous text block we explained that it is necessary to request this amount. Therefore, the process may take a while. After approval, Caixa Econômica Federal informs you that you can receive the amount in an account of your choice within a period of up to five (05) days.
Did you like the information?
If you liked the information we brought about the FGTS, know that our platform is full of important information, such as our article talking about Young Apprentice opportunities: a great way for you to qualify and still receive a salary, click to check it out.
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